Win one of fifty AU$1,000 gift card vouchers*

To be eligible for this Promotion, simply send or receive money overseas in foreign currency using our International Payment service between 22 November 2021 and 24 January 2022, to go into the draw for a chance to win a AU$1,000 gift card voucher. *Terms and Conditions apply.

If you are looking for a timely and reliable3 way to send funds overseas, our International Payments services gives you 24/7 control!

Competitive exchange rates1

$0 fees on incoming international payments2

Timely and reliable3

Send to over 200 countries and territories

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*Terms and Conditions

Promotion starts 22 November 2021 9:00 AM AEDT and closes 24 January 2022 11:55 PM AEDT (“Promotion Period”). Entry to the Promotion is open to Australian residents in all eligible states/territories, who fulfill the method of entry requirements/ eligibility requirements who is a customer of Horizon Bank and sends an international payment in foreign currency via a telegraphic transfer, or receives an inwards telegraphic transfer payment in foreign currency via the Horizon Bank branch or its online payment system, during the Promotion Period. For the avoidance of any doubt, drafts and/or foreign cheques are not eligible transactions for this Promotion. Employees of Horizon Bank and Western Union Business Solutions (Australia) Pty Limited are not eligible. Prize is one of fifty AU$1,000 gift card vouchers. Prize draw 4.00pm AEDT Monday 31 January, 2022. A customer can receive a maximum of one AU$1,000 gift card vouchers. Winners will be notified via Email or Phone/SMS within two business days of the draw and published on”

Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank has entered into contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“WUBS”) whereby WUBS assists in fulfilling certain foreign exchange and payment services offered by Horizon Bank to its customers (including telegraphic transfers). Fees and charges may apply, please refer to the Terms and Conditions issued by Horizon Bank. The relationship relating to the financial products (other than Drafts) is solely between you and Horizon Bank. Any information provided in this communication is factual information only. WUBS does not give you any advice (general, personal or otherwise). Any advice provided, is provided by your Horizon Bank or your adviser. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication. WUBS is part of an operating division of the Western Union Company. 1. Based on periodic comparisons against publicly available rates for comparable services from 4 Australian banks. WUBS will hold a quoted exchange rate for 72 hours. The payment will need to reach WUBS’s nominated account within this time frame for WUBS to honour the quoted rate. 2. For incoming international payments, WUBS processes over 25 currencies fee free however some exotic or other currencies may attract fees. In some instances, intermediary banks may levy additional fees and/or charges. 3. Whilst we can typically deliver funds to beneficiary banks in 2 to 3 business days (non-exotic currencies), beneficiary banks can sometimes take up to five business days to credit those funds to the applicable beneficiary account. Please note there are no delivery period guarantees.