Basic Residential Investment Loan

Our Basic Residential Investment Loan is a simple and manageable loan that will help you acquire an investment property to build on your property portfolio. Benefit from a competitive variable interest rate and take advantage of flexible repayments and no redraw fees.


4.44 % p.a. Interest rate 4.52 % p.a. Comparison rate

Product Features:

Investment Loans
Minimum amount : $50,000
Maximum amount : 80% of property value. 95% of property value with mortgage insurance.
Loan period : Up to 30 years
Redraw facility : Yes
Minimum redraw amount : No minimum
Repayments : Weekly, fortnightly or monthly
Interest : Calculated daily, charged monthly
Variable and lump sum repayments : Yes
Offset account : $150p.a
Top up facility : Yes
Early repayment without penalty : Yes
Establishment fee : $350
Administration fee : $0
Redraw fee : $0
Monthly fee : $5
Early repayment fee : $0

How much would my repayments be?

You will need to adjust the interest rate using the slider tool to provide an indication of results.

Special Offers

Why choose us?

Our purpose is to provide personalised banking services to our members. Our Values are ...

It's all about you

Our members are our reason for being, everything we do, we do for them.

A trusted partner

We will earn our members' trust everyday by acting honestly, ethically and in their best interests.

People for people

In a world of technological innovation, we understand the value of people.

Committed custodian

We will embrace our responsibilities by developing our staff, supporting our communities and respecting the environment.

Important Information: