What irks you about your home?

  • Too small, need another bedroom? office? granny flat? 
  • Furniture outdated?
  • Yard overgrown or impractical? Love an "outdoor room"
  • Need a new kitchen & appliances?

"I put up with white kitchen tiles that had little black dots on them and get this, the odd red rose. I retiled with marble subways and swapped the old round brass knobs for modern square silver ones. My kitchen looks sensational!... and it's added thousands to the value of my home".

Make a plan now to fix your irk and love the place you live!

 

Do you have a home loan?

If you're ahead in your repayments, you may be able to redraw those additional payments. Ask your local branch and they can tell you. Check to see if you have a mortgage offset account. You can use these funds for whatever you like.

 

Paid off your home loan?

If you've paid off your home loan, you can use the equity in your home for a mortgage secured personal loan. Getting a secured personal loan means a lower rate than an unsecured loan and also opens up the amount you can borrow for more expensive projects. 

 

We can help

Whatever your situation we may be able to assist you by discussing the most appropriate and affordable funding option. 

Get in touch with us to get your project going.

*Credit criteria applies

Create an irk-free home and LOVE the place you live!

Visa Credit Card

Enjoy a low rate with a Horizon Visa Credit Card

  • 4.99 % p.a.
    Interest rate
Features & fees

Budget Personal Loan

Get access to quick cash with our Budget Personal Loan. Great for travel, new appliances, car repairs, debt consolidation and more.. at a competitive rate!

  • 9.99 % p.a.
    Interest rate
  • 10.13 % p.a.
    Comparison rate
Features & fees

Loans Secured by Mortgage

Use the equity in your home to fund things like home improvements or a holiday

  • 6.29 % p.a.
    Interest rate
  • 8.25 % p.a.
    Comparison rate
Features & fees

Loans Secured by Deposit Security Agreement of Savings

Free up your savings with our low rate secured personal loan

  • 6.29 % p.a.
    Interest rate
  • 6.50 % p.a.
    Comparison rate
Features & fees

Why choose us?

  • 1 The special rate is available for 5 months from the date of the credit card offer. The rate applies to all purchases & balance transfers conducted within that period. Terms & conditions, fees & charges apply and are available on request. Normal credit criteria apply. At the end of the 5 month period the rate will revert to the everyday credit card rate.
  • 2 The comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.