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ABN 66 087 650 173
Notice is hereby given that the Annual General Meeting (AGM) of Horizon Credit Union Ltd ABN 66 087 650 173 trading as Horizon Bank, will be held on Thursday, 6th November 2025, 5.30pm at 27 Stewart St, Wollongong.
Agenda
By Order of the Board
Mitch Cooper, Secretary
REGISTRATION & VOTING: Resolutions 1 to 4 to be considered at the AGM are ordinary resolutions and accordingly require approval by a simple majority of members present at the meeting and entitled to vote on the resolution by show of hands or on a poll.
PROXY: Each member is entitled to appoint a proxy. Your proxy does not have to be a Horizon Bank member. If you would like a form to appoint a proxy, please contact Horizon Bank. For the appointment to be valid, the Proxy Appointment Form must be received by Horizon Credit Union Ltd trading as Horizon Bank no later than 5.00pm on, 3rd November 2025.
RSVP: by 3rd November 2025 by any of the contact options listed below. Please arrive at the meeting by 5.20pm for registration.
CONSTITUTION: A copy of the Horizon Bank’s current Constitution is available by request during business hours from the Registered Office at 27 Stewart St, Wollongong.
ANNUAL FINANCIAL REPORTS: Copies of the annual financial reports are available below. If you are attending the AGM, you will receive a copy of the annual financial report.
QUESTIONS & COMMENTS BY MEMBERS: In accordance with the Corporations Act, a reasonable opportunity will be given to members to ask questions about, and to comment on the management of Horizon at the meeting. Members will also be given a reasonable opportunity to ask the auditor or the auditor’s representative, when present, questions relevant to the conduct of the audit and the preparation and content of the Auditor’s Report.
CONTACT OPTIONS: Email: chat@horizonbank.com.au Phone: (02) 4224 7727
HORIZON CREDIT UNION ANNUAL GENERAL MEETING
EXPLANATORY MEMORANDUM
There are three resolutions for consideration by members:
Resolutions 1, 2 & 3: Election & appointment of Directors
Rule 13.6 of the Constitution requires an Elected Director to periodically retire following which, eligible candidates can offer themselves for re-election.
Mr Viktor Tomeski and Ms Jacqueline Fitzgerald being Elected Directors will retire in accordance with rule 13.6 of the Constitution and are eligible for re-election under rule 13.2 of the Constitution.
Mrs Emma Anderson was appointed to the Board on the 1st of September 2025 under Section 13.5 (Appointment by Board – Casual Vacancies) of Horizon’s Constitution. The term of this appointment is until the 2025 AGM.
Nominations of candidates for the Horizon Credit Union Board of Directors closed on 28th August 2025. Horizon received nominations from Mr Viktor Tomeski, Ms Jacqueline Fitzgerald and Mrs Emma Anderson, all of which have been assessed and determined as eligible to serve as directors under Horizon Bank’s Constitution.
Resolution 1: “That Mr Viktor Tomeski be elected as a Director of Horizon Credit Union for a term commencing at the end of the 2025 AGM and concluding at the end of the 2028 AGM.”
Resolution 2: “That Ms Jacqueline Fitzgerald be elected as a Director of Horizon Credit Union for a term commencing at the end of the 2025 AGM and concluding at the end of the 2028 AGM.”
Resolution 3: “That Mrs Emma Anderson be elected as a Director of Horizon Credit Union for a term commencing at the end of the 2025 AGM and concluding at the end of the 2028 AGM.”
Resolution 4: Remuneration of Directors
The Horizon Credit Union Ltd Board has proposed an amount of $252,239 for the aggregated amount of remuneration payable to Directors for the 12 month period following the 2025 AGM.
Resolution 4: “That Directors’ remuneration be set at a maximum of $252,239 for the 12 month period commencing at the conclusion of the 2025 AGM, to be apportioned amongst the Directors at the discretion of the Board.”
Qualifications & Affiliations:
- Master of Business Administration with Distinction
- Bachelor of Commerce (Dean's Scholar) with Distinction - Majors in Accountancy and Finance
- Bachelor of Commerce (Honours) Class 1 with University Medallist
- Fellow Certified Practicing Accountant
- Graduate of Australia Institute of Company Directors
- Director since 2016
Qualifications & Affiliations:
- Master of Business Administration with Distinction
- Certified Practicing Account (CPA Australia)
- Bachelor of Commerce: Major in Accounting and Industrial Relations
- Graduate of Australian Institute of Company Directors
- Director since 2025
Qualifications & Affiliations:
- Bachelor of Commerce
- Bachelor of Law
- Director since 2023
Qualifications & Affiliations:
- Bachelor of Science (UOW)
- Bachelor of Laws (UNE)
- Graduate Diploma in Legal Practice (College of Law)
- Director since 2022
Qualifications & Affiliations:
- Bachelor of Business (with Merit)
- Graduate of Australian Institute of Company Directors
- Diploma of Management
- ANZIIF (Fellow) CIP
- Certified Practicing Risk Manager
- Member Institute for Strategy, Innovation & Leadership
- Director since 2014
Qualifications & Affiliations
- Bachelor of Commerce (Economics/Management)
- Member World Steel Association Economics Committee
- Member South East Asian Iron & Steel Association Economics Committee
- Member of Australian Institute of Company Directors
- Director since 2020
Qualifications & Affiliations:
- CPA from CPA Australia
- Bachelor of Accounting
- Master of Business Administration
- Diploma of Applied Science
- Director since 2024
