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1 Terms and conditions, fees & charges apply and are available on application. The Platinum Loan has an annual administration fee; this is published in the Loan Fees & Charges brochure. Approval conditions apply. The loan is secured & the rate is variable. Discounted insurance for the first year of the loan on general insurance - motor vehicle, home and contents. Normal every day transactions are fee free. See the Fees & Charges brochure for occasions where the fees are not absorbed. Fee-free Visa Debit and Credit Card relates to the annual or monthly fee. A Product Disclosure Statement (PDS) is available for all non-loan products from any office of Horizon Bank. You should consider the PDS in deciding whether to hold or buy the products. Third parties may charge for use of some facilities.
2 The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.