How Can We Be More Environmentally Responsible?

What is Being Environmentally Friendly? Being environmentally friendly means living a lifestyle that is better for our planet and reducing your environmental impact. However, it does require some fundamental behavior changes in our shopping and everyday activities. It does also mean more than sorting your paper from your plastic. There are many w...

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Tips when refinancing your home loan

If you’ve been paying off your home loan for a few years now, it may be a good time to re-evaluate your home loan and ask yourself “should I refinance my home? First let’s look at what refinancing is, and the pros and cons. Refinancing – what is it? Refinancing is moving your home loan to a new product with a more competitive interest rate than w...

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Budget & Saving tips for under 30s

In this blog we’ll take a look at some practical ways you can make changes to your spending and saving habits. At this time in your life, you’re likely in full time work and may have just bought your first home or investment property. You may even be thinking about starting a family. Whatever your personal situation, read on for simple ways on how ...

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Buying A Used Car

Buying A Used Car? Read Our Tips Purchasing a new car should be a fun and exciting time, but it can quickly become stressful if you don't properly prepare. There are a few things to consider before you become the proud owner of your new set of wheels. In this post, we break down the top tips to keep in mind when buying a used car. What You Need ...

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Should I Sell Or Renovate My House?

Should I sell or renovate my house? If you've been thinking about making a change to your living situation, there is much to consider such as time, money and the needs of a growing or downsizing family. Beautifully styled homes on social media are often attention-grabbing and leave us wondering how we can implement these ideas in our own homes. Re...

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How Do You Budget When Expecting A Baby?

Having a baby? We’ve developed this handy guide to help you plan your finances before your baby arrives. Your life is about to change forever! With a baby on the way, there's a lot to prepare for, so it doesn't help to worry about your finances too. With some careful pre-planning and budgeting, the cost of the ever-increasing number of 'necessary'...

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What Is A Customer Owned Bank?

What is a customer-owned bank? Customer-owned banks or mutual banks, provide consumer banking services such as credit cards, home loans, personal loans, savings accounts, and term deposits like any other bank. The key difference is in the ownership structure. The bank is owned by its members rather than shareholders. Certain issues or changes may...

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What Is Debt Consolidation?

What is debt consolidation? Debt consolidation is combining all your existing debts together into one new debt, which can help you manage your repayments and give you a clearer picture of your personal finances. You typically do this by taking out a new personal loan to repay your other existing debts and then paying this new loan back over a set ...

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What Banking Services Does Horizon Bank Provide?

Not all banks were created equal. Which is why it’s important to know what banking services are offered so that you can decide on what is best for you based on your own personal finance needs. As a customer-owned bank, we have a range of banking services available for our members accompanied by personalised customer service to support those in our...

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