Convenient, secure banking when and where you need it
Enjoy the stability of a fixed rate
You can be rest assured with our fixed rate home loans knowing what your repayment amount will be for the period you’ve nominated. Benefit from competitive fixed interest rates and take advantage of flexible repayments and no redraw or monthly administration fees.
Product Features:
Investment Loans |
|
|---|---|
| Minimum amount : | $50,000 |
| Maximum amount : | 80% of property value. 95% of property value with mortgage insurance |
| Loan period : | Up to 30 years |
| Redraw facility : | Yes |
| Minimum redraw amount : | No minimum |
| Repayments : | Weekly, fortnightly or monthly |
| Interest : | Calculated daily, charged monthly |
| Variable and lump sum repayments : | Yes |
| Offset account : | Yes - $150p.a |
| Top up facility : | No |
| Additional repayments accepted : | Yes |
| Establishment fee : | $350 |
| Bridging Establishment fee : | Interest Only Loans - $500 |
| Administration fee : | $0 |
| Redraw fee : | $0 |
| Monthly fee : | $0 |
| Early Payout Fee : | Yes |
| Partial Break Cost : | Yes |
| Fixed rate period | Interest rate p.a. | Comparison rate p.a. |
| 1 Year | 4.74% p.a. | 4.51% p.a. |
| 2 Year | 5.24% p.a. | 4.63% p.a. |
| 3 Year | 5.74% p.a. | 4.84% p.a. |
| 5 Year | 6.04% p.a. | 5.17% p.a. |
| Fixed rate period | Interest rate p.a. | Comparison rate p.a. |
| 1 Year | 4.84% p.a. | 4.91% p.a. |
| 2 Year | 5.34% p.a. | 5.41% p.a. |
| 3 Year | 5.84% p.a. | 5.92% p.a. |
| 5 Year | 6.14% p.a. | 6.22% p.a. |
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Why choose us?
Our purpose is to provide personalised banking services to our members. Our Values are ...
It's all about you
Our members are our reason for being, everything we do, we do for them.
A trusted partner
We will earn our members' trust everyday by acting honestly, ethically and in their best interests.
People for people
In a world of technological innovation, we understand the value of people.
Committed custodian
We will embrace our responsibilities by developing our staff, supporting our communities and respecting the environment.
