Secured personal loan options

Secure your personal loan with a car, caravan, motorbike or boat & trailer.

You can even use your term deposit or the equity in your home.

A secured personal loan provides the benefit of a lower rate than an unsecured loan.

Use our secured personal loan to purchase a vehicle, make home improvements, consolidate debt, purchase new appliances or go on holidays.

Use the equity in your home to fund things like home improvements or a holiday

  • Easy online application process
  • Free redraw available on additional loan repayments
  • No monthly loan or administration fee
  • 9.29%p.a. Interest rate
  • 11.24%p.a.
    Comparison rate

Free up your savings with our low rate secured personal loan

  • A personal loan option where your savings or term deposit of equal value are used to secure the loan
  • Free redraw on additional loan repayments
  • We'll guide you through the approval process
  • 9.19%p.a. Interest rate
  • 9.40%p.a.
    Comparison rate

Use your car, caravan, motorbike or boat to secure your loan and benefit from our competitive rate

  • Flexible repayment options available including monthly repayments
  • Free redraw available on additional loan repayments
  • No monthly loan or administration fee
  • 7.99%p.a. Interest rate
  • 8.20%p.a.
    Comparison rate

Product Features:

Personal Loans
Minimum Loan Amount : $500
Loan period : Up to 5 years
Redraw facility : Yes
Minimum redraw amount : No minimum
Repayments : Weekly, fortnightly or monthly
Interest : Calculated daily, charged monthly
Variable and lump sum repayments : Yes
Top up facility : Yes
Establishment Fee : Up to $250
Administration fee : $0
Redraw fee : $0
Early repayment fee : $0

How much would my repayments be?

You will need to adjust the interest rate using the slider tool to provide an indication of results.

Special Offers

Get more out of your personal loan Features

Take advantage of these great loan features

Why choose us?

Our purpose is to provide personalised banking services to our members. Our Values are ...

It's all about you

Our members are our reason for being, everything we do, we do for them.

A trusted partner

We will earn our members' trust everyday by acting honestly, ethically and in their best interests.

People for people

In a world of technological innovation, we understand the value of people.

Committed custodian

We will embrace our responsibilities by developing our staff, supporting our communities and respecting the environment.

Important Information: