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A variable residential investment loan ideal for both experienced and first time investors. Benefit from a variable interest rate and take advantage of flexible repayment options of weekly, fortnightly or monthly. Extra repayments are allowed without penalty.
The rate is reduced if the loan-to-value ratio (LVR) is <= 70% (see rates below). LVR is the loan-to-value ratio is the amount you are borrowing represented as a percentage of the value of the property you are buying e.g. $400,000 loan divided by $500,000 property value is 80%.
Investment, variable, principal & interest, LVR 70% or less.
LVR 70% or less is available for new business only.
Click Interest Rates below for LVR >70% loans.
|Features||LVR <=70%||LVR > 70%|
|Availability||Available for new business only|
|Repayment Arrangement||Principal & Interest||Principal & Interest|
|Maximum amount||70% of property value.||80% of property value. 95% of property value with mortgage insurance|
|Loan period||Up to 30 years||Up to 30 years|
|Repayment frequency||Weekly, fortnightly or monthly||Weekly, fortnightly or monthly|
|Interest only available||No||No|
|Additional repayments accepted||Yes||Yes|
|Minimum redraw amount||No minimum||No minimum|
|Offset account available||Yes||Yes|
|Offset fee||$150 p.a.||$150 p.a.|
|Bridging Establishment fee||N/A||N/A|
|Early break fee||No||No|
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