Interest rates

Keep informed on all the latest interest rates for savings, loans, and investments
as well as any fees and charges associated with our products.

Rates effective: 22 June 2022

Everyday Accounts  Interest rate  
Redisavings

0.01% p.a.

More info
Advantage 55

0.01% p.a. Deposits $0 - $49,999

0.30% p.a. Deposits $50,000 - $249,999 

0.55% p.a. Deposits $250,000 or more

More info
55 +

0.01% p.a. Deposits $0 - $49,999

0.30% p.a. Deposits $50,000 - $249,999 

0.55% p.a. Deposits $250,000 or more

This product is no longer available2
Advantage 0.00% p.a. More info
Super Saver 0.85% p.a. More info
Teen Saver 0.50% p.a. More info
Community Support 0.01% p.a. More info
Business Saver 0.01% p.a. More info

 

 

 

 

 

 

 

 

Rates effective: 22 June 2022

Savings Accounts Interest rate  
Special Purpose More info
Cash Management

0.01% p.a. Deposits $0 - $49,999

0.30% p.a. Deposits $50,000 - $249,999

0.55% p.a. Deposits $250,000 or more

More info
Christmas Club 0.50% p.a. More info
Horizon Direct 0.70% p.a. More info

Reward Saver

0.55% p.a.

More info
Youth Reward Saver 0.85% p.a. More info
SMSF Saver 0.55% p.a.   More info
Business Saver INV

0.01% p.a. Deposits $0 - $49,999

0.30% p.a. Deposits $50,000 - $249,999

0.55% p.a. Deposits $250,000 or more

This product is no longer available11
Notice of Withdrawal

0.01% p.a. Deposits $0 - $49,999

0.30% p.a. Deposits $50,000 - $249,999

0.55% p.a. Deposits $250,000 or more

This product is no longer available12

 

Rates effective: 22 June 2022

Term Deposit Accounts Interest rates
Interest paid on maturity or annually. $500 - $4,999 $5,000 +
1 month N/A 0.60% p.a.  
2 months N/A 0.70% p.a.
3 months 0.60% p.a. 0.80% p.a.
4 months 0.70% p.a. 0.90% p.a.
6 months 0.90% p.a. 1.10% p.a.
9 months 1.10% p.a. 1.30% p.a.
1 year 2.20% p.a. 2.40% p.a.
2 years 2.60% p.a. 2.80% p.a.
3 years N/A 3.00% p.a.
More info

 

Rates effective: 22 June 2022

Home Loans - Owner Occupied Interest rate Comparison Rate  
Home Sweet Home Loan 3.24% p.a. 3.38% p.a. More info
Value Plus Home Loan 4.09% p.a.   4.20% p.a.   More info
Basic Home Loan 4.59% p.a. 4.67% p.a. More info
Mortgage Breaker Home Loan 4.59% p.a. 4.73% p.a. More info
Handyloan Secured Line of Credit 4.99% p.a. N/A More info
Fixed Rate Home Loans      
1 year 3.89% p.a. 3.35% p.a.   More info
2 year  4.39% p.a.   3.49% p.a. More info
3 year 4.89% p.a. 3.72% p.a. More info
5 year 5.39% p.a. 4.18% p.a. More info

 

Rates effective: 22 June 2022

Investment Loans Interest rate Comparison Rate  
Home Sweet Home Loan Residential Investment 3.49% p.a. 3.63% p.a. More info
Value Plus Investment Loan 4.34% p.a.   4.45% p.a.   More info
Basic Residential Investment Loan 4.84% p.a.   4.92% p.a.   More info
Mortgage Breaker Residential Investment Loan 4.84% p.a. 4.98% p.a. More Info
Fixed Rate Investment Loans      
1 year 4.14% p.a.   3.60% p.a.   More info
2 year  4.64% p.a.   3.74% p.a.   More info
3 year 5.14% p.a.   3.97% p.a.   More info
5 year 5.64% p.a. 4.43% p.a. More info

 

 

Rates effective: 22 June 2022

Personal/Car Loans Interest Rate Comparison Rate  
Budget Personal Loan 9.99% p.a. 10.13% p.a. More info
Loans Secured by Deposit Security Agreement of Savings 6.54% p.a. 6.75% p.a. More info
Loans Secured by Mortgage 6.64% p.a. 8.59% p.a. More info
New Car Loan (Fixed Rate) 4.99% p.a. 5.20% p.a. More info
Used Car Loan (Variable Rate) 6.99% p.a. 7.20% p.a. More info
Environmental Loan (Fixed Rate) 10.50% p.a. 10.50% p.a. More info

Rates effective: 22 June 2022

Overdrafts Interest Rate Comparison Rate  
Budget Overdraft 11.00% p.a. N/A More info

Rates effective: 22 June 2022

Visa Credit Card Interest Rate Comparison Rate  
SPECIAL for 5 months on balance transfers and purchases 4.99% p.a. N/A More info
Credit Card 12.95% p.a. N/A More info

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