Keep informed on all the latest interest rates for savings, loans, and investments as well as any fees and charges associated with our products.

Rates effective: 1 December 2021

Everyday Accounts  Interest rate  
Redisavings

0.01% p.a.

More info
Advantage 55

0.01% p.a. Deposits $0 - $49,999

0.15% p.a. Deposits $50,000 - $249,999 

0.30% p.a. Deposits $250,000 or more

More info
55 +

0.01% p.a. Deposits $0 - $49,999

0.15% p.a. Deposits $50,000 - $249,999 

0.30% p.a. Deposits $250,000 or more

This product is no longer available2
Advantage 0.00% p.a. More info
Super Saver 0.60% p.a. More info
Teen Saver 0.50% p.a. More info
Community Support 0.01% p.a. More info
Business Saver 0.01% p.a. More info

 

 

 

 

 

 

 

 

Rates effective: 1 December 2021

Savings Accounts Interest rate  
Special Purpose 0.01% p.a. More info
Cash Management

0.01% p.a. Deposits $0 - $49,999

0.15% p.a. Deposits $50,000 - $249,999

0.30% p.a. Deposits $250,000 or more

More info
Christmas Club 0.50% p.a. More info
Horizon Direct 0.05% p.a. This product is no longer available7

Reward Saver

0.30% p.a.

More info
Youth Reward Saver 0.60% p.a. More info
SMSF Saver 0.30% p.a.   More info
Business Saver INV

0.01% p.a. Deposits $0 - $49,999

0.15% p.a. Deposits $50,000 - $249,999

0.30% p.a. Deposits $250,000 or more

This product is no longer available11
Notice of Withdrawal

0.01% p.a. Deposits $0 - $49,999

0.15% p.a. Deposits $50,000 - $249,999

0.30% p.a. Deposits $250,000 or more

This product is no longer available12

 

Rates effective: 1 December 2021

Term Deposit Accounts Interest rates
Interest paid on maturity or annually. $500 - $4,999 $5,000 +
1 month N/A 0.10% p.a.  
2 months N/A 0.10% p.a.
3 months 0.15% p.a. 0.25% p.a.
4 months 0.15% p.a. 0.25% p.a.
6 months 0.20% p.a. 0.30% p.a.
9 months 0.20% p.a. 0.30% p.a.
1 year 0.30% p.a. 0.40% p.a.
2 years 0.30% p.a. 0.40% p.a.
3 years N/A 0.40% p.a.
More info

 

Rates effective: 15 December 2021

Home Loans - Owner Occupied Interest rate Comparison Rate  
Home Sweet Home Loan 2.59% p.a. 2.74% p.a. More info
Value Plus Home Loan 3.44% p.a.   3.61% p.a.   More info
Basic Home Loan 3.94% p.a. 4.07% p.a. More info
Mortgage Breaker Home Loan 3.94% p.a. 4.16% p.a. More info
Handyloan Secured Line of Credit 4.34% p.a. N/A More info
Fixed Rate Home Loans      
1 year 2.49% p.a. 2.63% p.a.   More info
2 year  2.59% p.a.   2.64% p.a. More info
3 year 2.89% p.a. 2.71% p.a. More info
5 year 3.59% p.a. 3.03% p.a. More info

 

Rates effective: 15 December 2021

Investment Loans Interest rate Comparison Rate  
Home Sweet Home Loan Residential Investment 2.84% p.a. 2.98% p.a. More info
Value Plus Investment Loan 3.69% p.a.   3.86% p.a.   More info
Basic Residential Investment Loan 4.19% p.a.   4.32% p.a.   More info
Mortgage Breaker Residential Investment Loan 4.19% p.a. 4.41% p.a. More Info
Fixed Rate Investment Loans      
1 year 2.74% p.a.   2.88% p.a.   More info
2 year  2.84% p.a.   2.89% p.a.   More info
3 year 3.14% p.a.   2.96% p.a.   More info
5 year 3.84% p.a.   3.29% p.a.   More info

 

 

Rates effective: 15 December 2021

Personal/Car Loans Interest Rate Comparison Rate  
Budget Personal Loan 9.99% p.a. 10.13% p.a. More info
Loans Secured by Deposit Security Agreement of Savings 5.89% p.a. 6.10% p.a. More info
Loans Secured by Mortgage 5.99% p.a. 7.71% p.a. More info
New Car Loan (Fixed Rate) 4.99% p.a. 5.20% p.a. More info
Used Car Loan (Variable Rate) 6.99% p.a. 7.20% p.a. More info
Environmental Loan (Fixed Rate) 10.50% p.a. 10.50% p.a. More info

Rates effective: 15 December 2021

Overdrafts Interest Rate Comparison Rate  
Budget Overdraft 11.00% p.a. N/A More info

Rates effective: 15 December 2021

Visa Credit Card Interest Rate Comparison Rate  
SPECIAL for 5 months on balance transfers and purchases 4.99% p.a. N/A More info
Credit Card 12.95% p.a. N/A More info

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