Keep informed on all the latest interest rates for savings, loans, and investments as well as any fees and charges associated with our products.

Rates effective: 1 April 2021

Everyday Accounts  Interest rate  
Redisavings

0.01% p.a.

More info
Advantage 55

0.01% p.a. Deposits $0 - $49,999

0.20% p.a.  Deposits $50,000 - $249,999 

0.40% p.a. Deposits $250,000 or more

More info
Advantage 0.00% p.a. More info
Super Saver 0.60% p.a. More info
Teen Saver 0.50% p.a. More info
Community Support 0.01% p.a. More info
Business Saver 0.01% p.a. More info

 

 

Rates effective: 1 April 2021

Savings Accounts Interest rate  
Special Purpose 0.01% p.a. More info
Cash Management

 Deposits $0 - $49,999 0.01% p.a.

 Deposits $50,000 - $249,999 0.20% p.a.

 Deposits $250,000 or more 0.40% p.a.

More info
Christmas Club 0.50% p.a. More info
Horizon Direct 0.05% p.a. More info

Reward Saver



0.40% p.a.

 

More info
Youth Reward Saver 0.60% p.a. More info
SMSF Saver 0.40% p.a. More info

 

 

Rates effective: 1 April 2021

Term Deposit Accounts Interest rates
Interest paid on maturity or annually. $500 - $4,999 $5,000 +
1 month N/A 0.10% p.a.  
2 months N/A 0.10% p.a.
3 months 0.20% p.a. 0.40% p.a.
4 months 0.20% p.a. 0.40% p.a.
6 months 0.20% p.a. 0.40% p.a.
9 months 0.20% p.a. 0.40% p.a.
1 year 0.30% p.a. 0.50% p.a.
2 years 0.40% p.a. 0.60% p.a.
3 years N/A 0.60% p.a.
More info

 

Rates effective: 4 March 2021

Home Loans - Owner Occupied Interest rate Comparison Rate  
Home Sweet Home Loan 2.99% p.a. 3.37% p.a. More info
Value Plus Home Loan 3.44% p.a.   3.61% p.a.   More info
KickStart First Home Buyer Loan 3.69% p.a. 3.86% p.a. More info
Platinum Home Loan 3.84% p.a.   4.00% p.a. More info
Basic Home Loan 3.94% p.a. 4.07% p.a. More info
Mortgage Breaker 100% Offset 3.94% p.a. 4.16% p.a. More info
Handyloan Secured Line of Credit 4.34% p.a. N/A More info
Fixed Rate Home Loans      
1 year 2.19% p.a. 3.41% p.a.   More info
2 year  2.19% p.a.   3.30% p.a. More info
3 year 2.19% p.a. 3.20% p.a. More info
5 year 2.99% p.a. 3.34% p.a. More info

 

Rates effective: 4  March 2021

Investment Loans Interest rate Comparison Rate  
Home Sweet Home Loan Residential Investment 3.24% p.a. 3.62% p.a. More info
Value Plus Investment Loan 3.69% p.a.   3.86% p.a.   More info
KickStart First Buyer Investment Loan 3.94% p.a.   4.11% p.a.   More info
Platinum Investment Loan 4.09% p.a.   4.25% p.a.   More info
Basic Investment Loan 4.19% p.a.   4.32% p.a.   More info
Fixed Rate Investment Loans      
1 year 2.44% p.a.   3.66% p.a.   More info
2 year  2.44% p.a.   3.55% p.a.   More info
3 year 2.44% p.a.   3.45% p.a.   More info
5 year 3.24% p.a.   3.59% p.a.   More info

 

 

Rates effective: 4 March 2021

Personal/Car Loans Interest Rate Comparison Rate  
Budget Personal Loan 11.00% p.a. 11.15% p.a. More info
Personal Loan secured by deposit agreement 5.89% p.a. 6.10% p.a. More info
Personal Loan secured by mortgage 5.99% p.a. 7.71% p.a. More info
New Car Loan (Fixed Rate) 4.99% p.a. 5.20% p.a. More info
Used Car Loan (Variable Rate) 6.99% p.a. 7.20% p.a. More info
Environmental Loan (Fixed Rate) 10.50% p.a. 10.50% p.a. More info

Rates effective: 4 March 2021

Overdrafts Interest Rate Comparison Rate  
Budget Overdraft 11.00% p.a. N/A More info

Rates effective: 4 March 2021

Visa Credit Card Interest Rate Comparison Rate  
SPECIAL for 5 months on balance transfers and purchases 4.99% p.a. N/A More info
Credit Card 12.95% p.a. N/A More info

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