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Popular Home Loans

Explore our Home Loan range

Whether you're buying your first home, upgrading, or refinancing, we have the home loan that's right for you. Our low rates and flexible features mean you get a great value home loan every time. See below for rates and more information on our owner occupied home loans.

LVR is the loan-to-value ratio, it's the amount you are borrowing represented as a percentage of the value of the property you are buying e.g. $400,000 loan divided by $500,000 property value is 80%.

Loan purpose

Loan type
LVR



Home Sweet Home Loan

Find your home sweet home with our competitive variable rate.

  • % p.a.
    Interest rate
  • % p.a.
    Comparison rate
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Features & fees

Home Sweet Home Loan Residential Investment

Find your ideal investment property with our competitive variable rate.

  • % p.a.
    Interest rate
  • % p.a.
    Comparison rate
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Features & fees
Loan purpose

LVR
Fixed



Fixed Investment Loan - Principal & Interest

Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time.

  • % p.a.
    Interest rate
  • % p.a.
    Comparison rate
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Features & fees

Fixed Investment Loan - Interest Only

Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time.

  • % p.a.
    Interest rate
  • % p.a.
    Comparison rate
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Features & fees

Fixed Home Loan - Principal & Interest

Our Fixed Rate Home Loan provides peace of mind that comes from knowing your rate & payment remain the same for a fixed period of time.

  • % p.a.
    Interest rate
  • % p.a.
    Comparison rate
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Features & fees

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  • 1 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only. SPECIAL DISCOUNT RATE - The rate includes a 0.60%p.a. honeymoon discount for 2 years. Available for new business only.
  • 2 The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only. SPECIAL DISCOUNT RATE - The rate includes a 0.60%p.a. honeymoon discount for 2 years. Available for new business only.
  • 4 Fixed rate reverts to our Home Sweet Home Loan Residential Investment rate after fixed term period.
  • 5 The comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are secured. Fixed interest rate home loans are fixed for the term specified in the Offer and Loan Contract after which the interest rate will revert to the Home Sweet Home Residential Investment Loan variable interest rate applicable at the time. The standard variable rate is published at each Horizon Bank branch. Terms and Conditions, fees and charges apply and are available on request
  • 6 Early payout fee is payable if you payout your loan before the end of its fixed interest rate period
  • 7 Fixed rate reverts to our Home Sweet Home Loan rate after fixed term period.
  • 8 The comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are secured. Fixed interest rate home loans are fixed for the term specified in the Offer and Loan Contract after which the interest rate will revert to the Home Sweet Home Loan variable interest rate applicable at the time. The standard variable rate is published at each Horizon Bank branch. Terms and Conditions, fees and charges apply and are available on request.

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