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Details of the Horizon Credit Union Ltd trading as Horizon Bank 2021 AGM will appear here.
Option to Receive Notice of Meetings
If you are a Horizon member you may choose to receive notice of member meetings. Click here to complete the Option to Receive Notice of Future Member Meetings form.
Download a copy of Horizon's Prudential Public Disclosure documents below:
APS 330 Quarterly Capital Disclosure - March 2021
APS 330 Quarterly Capital Disclosure - December 2020
APS 330 Remuneration Disclosure - June 2020
APS 330 Quarterly Capital Disclosure - September 2020
APS 330 Quarterly Capital Disclosure - June 2020
APS 330 Quarterly Capital Disclosure - March 2020
APS 330 Quarterly Capital Disclosure - December 2019
APS 330 Remuneration Disclosure - June 2019
APS 330 Quarterly Capital Disclosure - September 2019
APS 330 Quarterly Capital Disclosure - June 2019
APS 330 Quarterly Capital Disclosure - March 2019
APS 330 Quarterly Capital Disclosure - December 2018
APS 330 Quarterly Capital Disclosure - September 2018
Customer Owned Banking Code of Practice
The Customer Owned Banking Code of Practice (COBCOP) is the code of practice for Australia’s credit unions, mutual banks and mutual building societies.
Members of credit unions, mutual banks and mutual building societies can have confidence in knowing they are covered by a market leading, plain English commitment to fair and responsible banking. The Code is just another example of the value customer owned banking institutions place on improving the financial wellbeing of their members and their communities.
Customer owned banking delivers member-focused, competitive retail financial services – outstanding service and fairer fees. Credit unions, mutual banks and mutual building societies exist to serve their members, not simply to drive high profits for external shareholders.
The Customer Owned Banking Code of Practice is the public expression of our commitment to these fundamental principles – a legal and moral commitment to delivering on our promises to our customers.
The Customer Owned Banking Code of Practice commenced on 1 January 2014, following the completion of an independent review of the Code’s predecessor, the Mutual Banking Code of Practice. All of the recommendations made by the independent reviewer have been incorporated into the Customer Owned Banking Code of Practice.
10 Key Promises
The Customer Owned Banking Code of Practice is how credit unions, mutual banks and mutual building societies will deliver on their pledge to always put customers first.
- We will be fair and ethical in our dealings with you
- We will focus on our customers
- We will give you clear information about our products and services
- We will be responsible lenders
- We will deliver high customer service and standards
- We will deal fairly with any complaints
- We will recognise our customers’ rights as owners
- We will comply with our legal and industry obligations
- We will recognise our impact on the wider community
- We will support and promote this Code of Practice
Your representatives on the Board of Horizon Bank are:
Mark Crowther
Chairman
Qualifications & Affiliations:
- Graduate of Australian Institute of Company Directors
- Bachelor of Commerce (With Merit)
- Fellow Chartered Accountant
- Registered Company Auditor
- Member Institute for Strategy, Innovation & Leadership
- Director since 2013
Elisha Gilmour
Director
Qualifications & Affiliations:
- Bachelor of Science (UOW)
- Bachelor of Laws (UNE)
- Graduate Diploma in Legal Practice (College of Law)
Michael Gleeson
Director
Qualifications & Affiliations:
- Fellow of the Institute of Chartered Accountants
- Graduate Member, Australian Institute of Company Directors
- Member Institute for Strategy, Innovation & Leadership
- Director since 2013
Joanne Hinge
Director
Qualifications & Affiliations:
- Advanced Diploma of Banking Services Management
- Diploma Financial Services /TAE Cert IV
- Diploma Credit Management
- Diploma Frontline Management
- Member Australian Institute Company Directors
- Member Institute for Strategy, Innovation & Leadership
- Director since 2009
Jason Hall
Director
Qualifications & Affiliations:
- Bachelor of Business
- Diploma of Management
- Foundations of Directorship
- ANZIIF (Fellow) CIP
- Certified Practicing Risk Manager
- Graduate of Australian Institute of Company Directors
- Member Institute for Strategy, Innovation & Leadership
- Director since 2014
Maree Kerr
Director
Qualifications & Affiliations:
- Graduate of Australian Institute of Company Directors
- Diploma of Business
- Diploma of Management
- Advanced Certificate in Training & Development
- Justice of the Peace
- Member Institute for Strategy, Innovation & Leadership
- Director since 2011
Glenda Papac
Director
Qualifications & Affiliations:
- Diploma of Business
- Diploma of Marketing
- Diploma of Management
- Member Australian Institute Company Directors
- Member Institute for Strategy, Innovation & Leadership
- Director since 2010
Paul Daly
Director
Qualifications & Affiliations:
- Bachelor of Commerce (Accy)
- Fellow of CPA Australia
- Director since 1992
Nick Scavarelli
Director
Qualifications & Affiliations:
- Bachelor of Commerce (Economics/Management)
- Member World Steel Association Economics Committee
- Member South East Asian Iron & Steel Association Economics Committee
- Director since 2020
Viktor Tomeski
Director
Qualifications & Affiliations:
- Bachelor of Commerce (Dean's Scholar) with Distinction - Majors in Accountancy and Finance
- Bachelor of Commerce (Honours) Class 1 with University Medallist
- Certified Practising Accountant
- Member of the Australian Institute of Company Directors
- Certificate IV in Frontline Management
- Advanced Certificate in Exercising Leadership: Foundational Principles
- Certificate in Financial Modelling Fundamentals
- Candidate for Masters of Business Administration at Sydney Business School
- Director since 2016
