Disclosure Documents

Our disclosure statements contain important and current information about the terms and conditions, fees & charges that apply to accounts or access facilities.

This information will also apply to new accounts you obtain or facilities for accessing these accounts you use.

• Interest Rate Schedule
• Financial Services Guide
• Privacy Statement
• Consumer Data Right Policy
• Summary of Accounts, Access Facilities & Features

NOTE: The following disclosure documents are applicable to members who joined us on or before 30 June 24.

Click on the links below to access the relevant disclosure statement/s.

• Product Disclosure Statement (PDS) General Terms and Conditions
• Banking Access Facilities Terms & Conditions
• Visa Credit Card Conditions of Use
• PayID Terms & Conditions
• OSKO^® Terms & Conditions
• PayTo Terms & Conditions

NOTE: The following disclosure documents are applicable to members who joined us on or after 1 July 24. They will become effective for all members on 1 September 2024.

Click on the links below to access the relevant disclosure statement/s.

• General Terms & Conditions
• Banking Access Facilities Terms & Conditions