Banking Tips For The New Financial year

The end of financial year has come and tax time is upon us. Now is a great time to think about improving your finance and money management over the next 12 months. Keep reading for some helpful tips for the new financial year. See A Financial Planner Organising to see a financial planner at any age is a great idea to discuss matters like managing...

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What Can I Claim This Tax Time?

With many people in Australia working from home, the Australian Taxation Office has provided additional information for deductions you can claim this tax time due to the impact of the Coronavirus. You may be asking yourself, how do tax deductions work and what can I claim this tax time? We’ll look at these in more detail below. Your Income Stateme...

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What Banking Services Does Horizon Bank Provide?

Not all banks were created equal. Which is why it’s important to know what banking services are offered so that you can decide on what is best for you based on your own personal finance needs. As a customer-owned bank, we have a range of banking services available for our members accompanied by personalised customer service to support those in our...

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Smart Financial Goal Tips for the New Year

As the New Year kicks in, it’s a good time to assess where you are and where you want to go with your finances. You are able to plan for, and make a list of financial goals at any time of the year - however having an outlook for the year ahead can be a great place to start, especially after the challenges many of us faced due to the effects of COVI...

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Protecting Yourself From Online Scams

With technology always changing, and scammers becoming even more clever and cunning, It’s important to stay on top of the latest scam and fraud tactics used by scammers. By keeping your personal details safe and staying on top of the latest scams that are circulating, you can effectively protect yourself from scams and avoid being a victim. How to...

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Over 50 & Buying Your First Home

Over 50 & Buying Your First Home For many people, buying a home is a major financial commitment. Have you considered buying a house later in life?Are you looking for a way to get out of renting? Are you trying to get into the market before interest rates increase? Whatever your reason, a mortgagecould give you the stability you are looking for...

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Debit Cards Vs Credit Cards

What’s the difference between a debit card and credit card?  A debit card provides access to your own money held in a transaction account. A credit card is a loan provided by your bank that gives you access to funds or ‘credit’. This becomes a debt and you will need to repay the minimum balance each month. Spending your own money versus the banks...

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Car insurance for learner drivers

Car insurance for learner drivers Learning to drive is an exciting milestone. So, if it’s your first time behind the wheel or you’re guiding a learner driver, here’s all you need to know about ensuring you’re protected on the road with the right kind of insurance. Learning to drive is the tipping point between relying on public transport or paren...

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How Can We Be More Environmentally Responsible?

What is Being Environmentally Friendly? Being environmentally friendly means living a lifestyle that is better for our planet and reducing your environmental impact. However, it does require some fundamental behavior changes in our shopping and everyday activities. It does also mean more than sorting your paper from your plastic. There are many w...

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