At some point you’ll probably need a loan for something whether it be a holiday, car, credit card or home purchase. One of the ways a lender will assess your application is by looking at your credit history. This is why understanding what your credit report and credit score says about you is important. What is a credit score? Many people use the ...

What is a credit card? A credit card is a continuing line of credit from us you can use to make everyday purchases. Repayments can be made weekly, fortnightly or monthly. They come with interest free periods which is a great way to take advantage of buying now and paying later. What is an interest-free period? The interest-free period is the num...

There are a few credit card tips and tricks for those of us using a credit card for the first time. We’ll talk through some of the do’s and don’ts to make sure you’re using your credit card wisely. DO: Keep track of your spending Whether this is in an app, receipt diary or simple excel spreadsheet, find a method that works for you so you’re awar...