Banking Tips For The New Financial year

The end of financial year has come and tax time is upon us. Now is a great time to think about improving your finance and money management over the next 12 months. Keep reading for some helpful tips for the new financial year. See A Financial Planner Organising to see a financial planner at any age is a great idea to discuss matters like managing...

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What Can I Claim This Tax Time?

With many people in Australia working from home, the Australian Taxation Office has provided additional information for deductions you can claim this tax time due to the impact of the Coronavirus. You may be asking yourself, how do tax deductions work and what can I claim this tax time? We’ll look at these in more detail below. Your Income Stateme...

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What Banking Services Does Horizon Bank Provide?

Not all banks were created equal. Which is why it’s important to know what banking services are offered so that you can decide on what is best for you based on your own personal finance needs. As a customer-owned bank, we have a range of banking services available for our members accompanied by personalised customer service to support those in our...

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Tips On Applying For A Credit Card

What is a credit card? A credit card is a continuing line of credit used to make everyday purchases. They come with interest free periods which is a great way to take advantage of buying now and paying later. What is an interest-free period? The interest-free period is the number of days from the day of purchase to the payment due date. This per...

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Smart Financial Goal Tips for the New Year

As the New Year kicks in, it’s a good time to assess where you are and where you want to go with your finances. You are able to plan for, and make a list of financial goals at any time of the year - however having an outlook for the year ahead can be a great place to start, especially after the challenges many of us faced due to the effects of COVI...

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Should I Raise My Credit Card Limit?

Not all credit cards were created equal. When thinking about applying for a credit card there are many things to consider. This includes the benefits of having a credit card and how you can make the most of this type of credit facility. In this article we’ll also discuss the potential benefits and disadvantages of upping your limit. Safer than Cas...

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Protecting Yourself From Online Scams

With technology always changing, and scammers becoming even more clever and cunning, It’s important to stay on top of the latest scam and fraud tactics used by scammers. By keeping your personal details safe and staying on top of the latest scams that are circulating, you can effectively protect yourself from scams and avoid being a victim. How to...

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Money Mistakes to Avoid When Travelling

In this blog we’ll look at a few of the common mistakes people make while organising a holiday and travelling overseas. We’ll discuss some solutions to these common money mistakes to make your travel plans easy and hassle free. Mistake 1: Waiting until you arrive at your destination to work out a spending budget Not having a holiday spending budg...

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Debit Cards Vs Credit Cards

What’s the difference between a debit card and credit card?  A debit card provides access to your own money held in a transaction account. A credit card is a loan provided by your bank that gives you access to funds or ‘credit’. This becomes a debt and you will need to repay the minimum balance each month. Spending your own money versus the banks...

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