Our Home Sweet Home Loan

This is what you can expect from Horizon

  • A quick answer on your loan application
  • A reduced rate if your loan-to-value ratio (LVR) is 70% or less.
    TIP: Don’t know your LVR? We’ll work it out for you.
  • Flexible repayment options.
    TIP: Weekly repayments will help you own your home quicker
  • Extra repayments allowed without penalty
    TIP: Extra repayments will help you own your home quicker. You can access extra repayments (redraw) anytime.
  • 100% Mortgage Offset account is available to you*
    TIP: The money you have in this account reduces the amount of interest on your loan. Which means owning your home sooner.

The future is brighter with Horizon!

Apply now, obligation-free and take advantage of the limited offer below!

SPECIAL DISCOUNT RATE

The rate below includes a honeymoon discount of 0.60%p.a. for 2 years
5.89 % p.a. Interest rate 6.59 % p.a. Comparison rate

Owner occupier, variable, principal & interest, LVR 70% or less.

Special Discount Rate is available for new business only.

Click Interest Rates below for LVR >70% loans.

Features LVR <=70% LVR > 70%
Repayment Arrangement Principal & Interest Principal & Interest
Minimum amount $50,000 $50,000
Maximum amount 70% of property value. 80% of property value. 95% of property value with mortgage insurance
Loan period Up to 30 years Up to 30 years
Repayment frequency Weekly, fortnightly or monthly Weekly, fortnightly or monthly
Interest only available No No
Additional repayments accepted Yes Yes
Redraw available Yes Yes
Redraw Fee $0 $0
Minimum redraw amount No minimum No minimum
Offset account available Yes Yes
Offset fee $150 p.a. $150 p.a.
Establishment fee $350 $350
Bridging Establishment fee N/A N/A
Monthly fee $0 $0
Annual fee $150 $150
Early break fee No No
Home Sweet Home Loan LVR Interest rate p.a. Comparison rate p.a. Standard Rate p.a.
Principal & Interest <=70% 5.89% p.a. 6.59% p.a. 6.49% p.a.
Principal & Interest >70% 6.04% p.a. 6.73% p.a. 6.64% p.a.

How much would my repayments be?

You will need to adjust the interest rate below to provide an indication of results.

Why choose us?

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  • 1 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only. SPECIAL DISCOUNT RATE - The rate includes a 0.60%p.a. honeymoon discount for 2 years. Available for new business only.
  • 2 The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.