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A convenient service available through Horizon’s Online Banking.
*Please note that TT’s are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment. Any such fees, and payment delays, are out of our control.
Drafts are like an international bank cheque, made out to the beneficiary in their local currency. You can send them in the mail so they're ideal if you want to enclose the payment with a card or letter. Drafts are also a good option if you don't have the beneficiary's bank account details. Drafts are available in a wide range of currencies.
Otherwise known as SWIFT/IPEX/RTGS
When someone wishes to transfer money from overseas to a Horizon account quickly, the preferred method of transfer is SWIFT or IPEX or RTGS. The information needed by the transferor will be as follows:
*Swift Code: CUSCAU2S - when sending a SWIFT from Europe or the UK use CUSCAU2SXXX if the sending institution requires an 11 digit SWIFT code.
Beneficiary Bank: Cuscal Limited
IBAN : 802 124 Account Number (E.g. 802 124 999999999)
**BSB: 802 124
*Account Number: Member number / account number of beneficiary
**Institution Name: Horizon Bank
Institution Address: 27 Stewart Street, Wollongong NSW 2500 Australia
Email Address: firstname.lastname@example.org
(Note: Some institutions may not require address or email. BSB and Institution Name are preferred. The minimum requirement is normally BSB or Institution Name.
If the initiating FI doesn’t have a BSB field, then the BSB and account/member number should be loaded in the account number field - preferably with a space between the BSB and account/member number).
*Please note that TT's are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment. Any such fees, and payment delays, are out of our control.
**Check with the financial institution for current fees. The financial products (Drafts and Telegraphic Transfers) referred to in this communication are provided by Western Union Business Solutions (Australia) Pty Ltd ABN 24 150 129 749 AFSL 40409, trading as Western Union Business Solutions (“WUBS”), under its agreement(s) with Horizon Bank. Fees & Charges and Terms & Conditions apply.
It's important for you to consider the relevant Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not a financial product is right for you. A Draft PDS is available for each financial product issued by WUBS from Horizon Bank or on the compliance section of our website http://business.westernunion.com.au/about/compliance/. Any advice provided above is general and does not take account of your personal objectives, financial situation or needs. This communication has been prepared solely for informational purposes and does not in any way create any binding obligations. The relationship relating to the financial products referred to in this communication are solely between you and Horizon Bank. No representations, warranties or conditions of any kind, express or implied, are made in this communication.
Western Union Business Solutions is an operating division of the Western Union Company. Western Union is the issuer of the financial products referred to in this communication. The WU Foreign Exchange Rate Calculator relates only to Western Union rates. This prices quoted on the Western Union page are an indicative rate only and are subject to change throughout the day and does not include any fees which may be applied by Horizon Bank. The actual rate that will apply is the prevailing Western Union Business Solutions rate for your transaction type at the time and date the transaction is processed.