Smart Financial Goal Tips for the New Year

As the New Year kicks in, it’s a good time to assess where you are and where you want to go with your finances. You are able to plan for, and make a list of financial goals at any time of the year - however having an outlook for the year ahead can be a great place to start, especially after the challenges many of us faced due to the effects of COVI...

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How Do You Budget When Expecting A Baby?

Having a baby? We’ve developed this handy guide to help you plan your finances before your baby arrives. Your life is about to change forever! With a baby on the way, there's a lot to prepare for, so it doesn't help to worry about your finances too. With some careful pre-planning and budgeting, the cost of the ever-increasing number of 'necessary'...

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What Is A Customer Owned Bank?

What is a customer-owned bank? Customer-owned banks or mutual banks, provide consumer banking services such as credit cards, home loans, personal loans, savings accounts, and term deposits like any other bank. The key difference is in the ownership structure. The bank is owned by its members rather than shareholders. Certain issues or changes may...

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What Is Debt Consolidation?

What is debt consolidation? Debt consolidation is combining all your existing debts together into one new debt, which can help you manage your repayments and give you a clearer picture of your personal finances. You typically do this by taking out a new personal loan to repay your other existing debts and then paying this new loan back over a set ...

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Personal Banking Solutions For Members

There have been many changes in the banking industry over the years. Technology has enabled real time access to services at your fingertips, anywhere and anytime. However, one thing it can’t replace is that personalised, in-person experience. As a customer-owned bank, we’ve been providing personalised banking solutions for our local NSW south coas...

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Online Banking Solutions For Members

Whilst many of us now own smartphones and computers, Online Banking can be an area that our members need support with when getting started. It provides the convenience to use banking services over the internet in a secure and safe way. There are many Online Banking benefits you can access as a member of Horizon Bank. In this blog post, we share th...

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Five tips to prepare for bushfire season

5 tips to prepare for bushfire season With bushfires on the rise, follow these simple tips to help you plan ahead to protect your family and home from devastation. With the weather getting hotter and drier, the fire danger period in many parts of Australia can become susceptible to bushfires that can be difficult to manage. While it’s important t...

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Christmas Budget Tips for 2020

It’s December, the month of celebrations - and spending! This can be a tricky time for many families doing Christmas on a budget, especially when trying to manage the normal day to day bills and expenses. In this blog we’ll look at how you can you still enjoy Christmas without the big spend. Here are our tips to make it enjoyable without going over...

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Things to do in Merimbula

Now that regional travel has been allowed for NSW residents, we’re encouraging people to visit some of the beautiful towns along the south coast. In this blog post, we’ll talk about Merimbula and all it has to offer. Where is Merimbula? Merimbula is located on the Sapphire Coast, about 5 hours’ drive south of Wollongong. You can fly into Merimbul...

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