Severe weather driving tips to keep you safe

Winter driving poses its own set of challenges. Hail, storms, rain, flooding, snow, and severe winds can impact road conditions. Here are some of our top tips for staying safe whilst driving on the roads this winter.

Driving in wet weather

Driving in wet weather can make the roads slippery and lower your visibility. It’s important in this case to accelerate and decelerate slowly to ensure you don’t lose control of your car. Plan your journey, don’t take sharp turns, and try to drive in the tracks of the car before you to avoid slippage.

Speed limits are designed for driving in dry weather conditions. Remember that when conditions change it’s important to slow down and lengthen the distance from the vehicle in front of you.


Hail storms have the potential to cause damage to vehicles. If you’re stuck in a hail storm, it’s important to stay in your car to avoid injuries. Stop your vehicle to slow down the force of the hail hitting your windscreen, and if you can, angle your windscreen towards the direction of the hail as this is the strongest glass on your vehicle.

Driving in a flood

It’s best to avoid driving in flood conditions, however if essential, you must check traffic conditions before leaving and remember to never drive across the flood waters. Flood waters are extremely dangerous and unpredictable; they also contain debris which can cause injuries and damage.

Icy conditions

Driving in icy or snowy conditions can add the risk of your car slipping on the roads or getting stuck in a snow storm. If driving in snowy conditions, pack blankets which can come in handy if you become snow-logged. Your tires should have added grip to minimise slippage also.

Visibility in severe weather

Poor visibility in winter weather can be caused by fog, rain and road spray. Fog lights are designed to assist in this type of weather and should be used accordingly. Ensure to slow down to a safe speed if conditions worsen, and keep a safe distance from those driving in front of you. If the weather is too severe and you cannot see in front of you, stop where it’s safe and wait for the weather to clear.

Staying safe in severe weather

Before driving on the roads in any conditions it’s important to have car insurance in place. For more information on the right insurance for your car, contact CGU Insurance.

Interested in upgrading your car, or want to know more about car insurance? Get in touch with us today, we're here to help.

Horizon Bank has a branch network spanning the NSW South Coast and Illawarra. Horizon Bank branch locations: Albion Park, Bega, Bermagui, Berry, Merimbula, Moruya, Nowra, Thirroul, Ulladulla & Wollongong.

The content in this article has been prepared by CGU for general information only and it is not intended to be professional advice. It does not take into account your objectives, financial situation or needs. You should seek your own legal, accounting, financial or other professional advice where appropriate, and consider the relevant Product Disclosure Statement and Terms and Conditions before deciding whether to acquire any products or services offered by Horizon Bank and/or its affiliated partners. We do not recommend any third party products or services referred to in this article unless otherwise stated and we are not liable in relation to them. Any links to third party websites are for your information and we do not endorse any content on those sites. Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Consider the relevant PDS available from to see if a product is right for you.