How Much Can I Borrow?

How much can I borrow? Can I afford my dream property on my own? This easy guide shows you how to use our borrowing power calculator to work out what amount you can afford to borrow based on your income and expenses. To get started, click here to open our borrowing power calculator page in a new tab. Let’s start filling out the boxes. Your net in...

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Tips when refinancing your home loan

If you’ve been paying off your home loan for a few years now, it may be a good time to re-evaluate your home loan and ask yourself “should I refinance my home? First let’s look at what refinancing is, and the pros and cons. Refinancing – what is it? Refinancing is moving your home loan to a new product with a more competitive interest rate than w...

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Equity - How To Use It For Investment

What does it mean to have equity in your home? Equity is the difference between the current market value of your home, and what you still owe on it. Equity in your home can help you achieve your property goals. How do you calculate total equity? You can use a simple formula to work out the equity in your home. You will need a property valuation ...

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How To Make An Offer On A House

An exciting journey  If you’re a first time home buyer, buying a home is likely to be the biggest single purchase you’ve ever made. It’s a big deal and can be stressful and overwhelming, but by knowing what’s involved in the process, you’ll feel confident as you move through the motions from inspecting properties to signing a contract and getting ...

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