Car insurance premiums vary because we all have different circumstances and needs. For all the factors CGU consider, take a look at the Premium, Excess and Discounts Guide.
Insurance cover for motorists
Comprehensive Plus is the top-tier insurance policy you can purchase through Horizon Bank. Providing coverage for a range of events, including damage from fire, theft, weather, and collisions.
Unlike Comprehensive Basics and Comprehensive policies, this policy includes extras such as a hire car after an accident and $0 excess on glass repairs.
Comprehensive Car Insurance policy provides coverage for a range of insured events, including damage from fire, theft, weather, and collisions.
It also covers any damage your car may cause to other people’s vehicles and property. Seeking flexibility? This policy allows you to add extras like no excess for glass damage and the option to choose your repairer.
Comprehensive Basics Car Insurance is an entry-level policy that provides essential coverage.
It protects your car from damage caused by collisions, fire, theft, and adverse weather conditions. Additionally, it covers any damage your car may cause to other people’s vehicles and property. As an entry-level option, this policy does not include optional extras.
Third Party Property Damage Insurance covers the cost of damage you cause to other people's vehicles or property in an accident.
Additionally, if an uninsured driver damages your car, you're covered up to $5,000.
For extra protection against theft or fire, consider Third Party Fire & Theft Insurance.
Third Party Fire & Theft Insurance helps cover costs if your car is stolen, catches fire (up to $10,000) or is damaged by an uninsured driver. It also provides coverage for damage you cause to other people's vehicles and property in an accident.
This insurance includes all the benefits of Third Party Property Damage Insurance, with added protection for fire and theft.
You can check the PDS for all the details of what is and isn’t covered to make sure you’re choosing the right cover for your circumstances.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Horizon Bank ABN 66 087 650 173 acts under its own Australian Financial Services Licence (no. 240573) acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from CGU. Premium Excess and Discounts Guide (PED)
