Coming 1 September '25

Smarter, Greener Visa Cards

Accessing funds couldn't be easier with the choice of a Horizon Visa Debit Card and/or Visa Credit Card.

Our Visa Cards are made from 82% recycled material, combining sustainability with style. They feature a contemporary portrait design on the front and landscape design on the back, with no signature panel. The back of the cards feature flat durable card numbers in large font - overcoming the issue of ink erosion on raised embossed numbers. The cards include braille and cut-outs to make them easier to identify for members who are visually impaired.


Horizon Visa Debit Card portrait design

Visa Debit Card

A Visa Debit Card is linked to your nominated account and gives you convenient and easy access to your own funds 24 hours a day, 7 days a week and is accepted worldwide. It can also be used overseas or for phone and online purchases.


Visa Credit Card

Horizon's VISA Credit Card can be used for everyday purchases online or over the phone and is accepted internationally. Cash advances at ATMs are also available1 

4.99 % p.a.  
Special interest rate

12.95 % p.a.
Normal Credit Card interest rate

Product Features:

Credit Card
Special interest rate : 4.99% pa
Interest rate : 12.95% pa
Minimum Amount : $500
Loan period : Ongoing
Repayments : Weekly, fortnightly or monthly
Interest : Calculated daily, charged monthly
Variable and lump sum repayments : Yes
Top up facility : Yes
Establishment fee : $0
Annual fee : $49
Administration fee : $0
Early repayment fee : $0

Horizon Visa Card portrait design


Reducing your Visa Card limit or Cancelling your Visa Cards

You may request us to reduce the limit of your Visa Card or cancel your Visa Card or cancel an additional cardholder's Visa card at any time by contacting your branch or clicking on the Contact Us button. Please advise us of your current limit, your requested limit, contact and member details.

 

 

 

Keeping your Visa Card safe

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Important Information:

* Terms & conditions, credit criteria apply available on request.
** The special rate is available for 5 months from the date of the approved application. The rate applies to all purchases & balance transfers conducted within that period. Terms & conditions, fees & charges apply and are available on request. Normal credit criteria apply. At the end of the 5 month period the rate will revert to the everyday credit card rate.
If you obtain a cash advance from using an ATM (Automatic Teller Machine) you will incur interest from the date the transaction is posted to your account until the date the transaction is paid in full.  

  • 1 The special rate is available for 5 months from the date of the credit card offer. The rate applies to all purchases & balance transfers conducted within that period. Terms & conditions, fees & charges apply and are available on request. Normal credit criteria apply. At the end of the 5 month period the rate will revert to the everyday credit card rate.