What is debt consolidation? Debt consolidation is combining all your existing debts together into one new debt, which can help you manage your repayments and give you a clearer picture of your personal finances. You typically do this by taking out a new personal loan to repay your other existing debts and then paying this new loan back over a set ...

How much can I borrow? Can I afford my dream property on my own? This easy guide shows you how to use our borrowing power calculator to work out what amount you can afford to borrow based on your income and expenses. To get started, open our borrowing power calculator page in a new tab. Let’s start filling out the boxes. Your net income is how mu...

Popular Personal Loan Uses A personal loan can help you achieve your financial goals. Whether it’s to take back control of your finances by consolidating debt or achieving your vision for home improvement. Wondering how you could use a personal loan? We share three ways in our latest post. We’ll also touch on the difference between a secured perso...