Special Berry Branch Offer*


We're offering a special deal on fixed home and investment loans.

They can be for new loans or refinanced from another bank.

The offer includes a 0.25%p.a. discount on a choice of 1, 2, 3 or 5 year fixed periods and a loan startup package that represents $1000 in savings:
  • No application fee
  • No valuers fee
  • No Horizon solicitor's fee
The rate is reduced even more ...

If the loan-to-value ratio (LVR) is less than or equal to 70%. LVR is the amount you are borrowing represented as a percentage of the value of the property you are buying e.g. $700,000 loan divided by $1m property value is 70%.

Like to have a chat about your loan?

Click the Contact Me button below and get the ball rolling now!


Shop 3, 115 Queen Street, Berry NSW 2535
Hours Monday to Friday: 9:30am to 4:00pm

Phone: 02 4428 9750

Why choose a fixed rate with Horizon?

  • Know exactly how much your repayments will be for the fixed period.
  • Your interest rate remains the same. It's not impacted by changes in the market.
  • You can make extra repayments up to $30,000 each loan anniversary year - no fee.
  • If you make extra repayments and you need those funds sometime in the future, you can access them - no fee.
  • You may also add an offset savings account^. This savings account ‘offsets’ your loan balance. If your loan balance is $400,000 and there is $50,000 in your offset account, we’ll only charge you interest on a $350,000 loan balance.


* Normal credit criteria applies. At the end of the fixed period the rate reverts to the Home Sweet Home Loan variable interest rate applicable at the time. The standard variable rate is published at each Horizon Bank branch. Terms and Conditions, fees and charges apply and are available on request. This offer is a special offer for new & existing Berry branch customers only ^ The Loan Offset Account has an annual fee. The current fee is $150 pa. (subject to change). Horizon Credit Union Limited ABN 66 087 650 173, AFSL / Australian credit licence number 240573. 27 Stewart Street, Wollongong NSW 2500. Information correct as at 28.2.24. Offer ends 21.3.24.