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Rates

Rates effective: 27 August 2024

Home Sweet Home Loan LVR Interest rate p.a. Comparison rate p.a. Standard Rate p.a.
Principal & Interest <=70% 5.89% p.a. 6.59% p.a. 6.49% p.a.
Principal & Interest >70% 6.04% p.a. 6.73% p.a. 6.73% p.a.
Interest Only <=70% 6.69% p.a. 6.90% p.a. N/A
Interest Only >70% 6.84% p.a. 7.05% p.a. N/A

 

Rates effective: 27 August 2024

Investment Home Sweet Home Loan LVR Interest rate p.a. Comparison rate p.a. Standard Rate p.a.
Principal & Interest <=70% 6.14% p.a. 6.83% p.a. 6.74% p.a.
Principal & Interest >70% 6.29% p.a. 6.98% p.a. 6.89% p.a.
Interest Only <=70% 6.34% p.a. 7.03% p.a. 6.94% p.a.
Interest Only >70% 6.49% p.a. 7.18% p.a. 7.09% p.a.

 

  • 1 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only. SPECIAL DISCOUNT RATE - The rate includes a 0.60%p.a. honeymoon discount for 2 years. Available for new business only.
  • 2 The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only.
  • 4 Terms and conditions, fees & charges apply and are available on application. Approval conditions apply. The loan is secured and the rate is variable. Additional fees and charges will apply. The establishment fee is for one property, one mortgage preparation and one property valuation only. SPECIAL DISCOUNT RATE - The rate includes a 0.60%p.a. honeymoon discount for 2 years. Available for new business only.

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Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank
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Horizon Bank acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of Country & Culture. We pay our respects to First Nations people and their Elders, past and present.