Choose from these optional benefits when you're getting a quote.
Lay up cover: Add an option to reduce your premium by choosing lay up cover for up to 12 months while you're not using it.2
Liability cover for water skiing and flotation devices: Add an option to extend your liability2 cover to include cover
for when your boat is towing a waterskier or a person on a flotation device.
Racing Risk Extension: Add an option to cover your sailboat when you're racing it in certain events (less than 50 nm radius).2
Under exception of Fire, Storm and Flood which requires:
1. CGU may not cover you for some severe weather events during an embargo period (which is usually when we know a severe weather event is about to occur).
2. Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Horizon Bank ABN 66 087 650 173 acts under its own Australian Financial Services Licence (no. 240573) acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations and Premium Excess and Discounts Guide from CGU.
