Short Term Rental Insurance

We’re working with ShareCover to bring you pay-per-night cover, designed to be as flexible as your bookings.

We’re working with ShareCover, another IAG brand, to bring you specialised protection for your property.

ShareCover can protect your house or apartment when you use online property sharing websites like Airbnb and Stayz for short-term rentals.

Why choose Pay-per-night for your property?

Peace of mind

✓ Covers you and your property for guest related risks

✓ Your standard home and contents insurance may not cover short-stay renting

✓ Platform guarantees are not the same as insurance – and aren’t a substitute


✓ Choose a policy anywhere between 1 and 90 nights

✓ Get cover only for the nights you have bookings

✓ Can be used in combination with any existing home and contents insurance


✓ Specialist insurance for short-stay rentals

✓ We’ve covered over 700,000 nights

✓ Backed by IAG, Australia’s largest general insurance group

How does it work?

Cover your property for just one night, or up to 90 nights. You can also select how much cover you want for your building (up to $2m) and your items (up to $500k)

Guest related damage and liability

  • Accident
  • Accidental breakage of glass
  • Fire
  • Malicious damage
  • Explosion
  • Theft or attempted theft
  • Impact
  • Bursting, leaking, discharging or overflowing of a fixed tank or pipe
  • Riot or civil commotion
  • Liability
  • Loss of rental income
  • Temporary accommodation

Additional Benefits

  • Glass breakage
  • Loss of rent (death of a guest)
  • Loss of rent (murder or suicide)
Important information

ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS) and Target Market Determination available on this website. For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.