Accessing funds couldn't be easier with the choice of a Horizon VISA Debit Card or VISA Credit Card.


Visa Debit Card

A Visa Debit Card is linked to your nominated account and gives you convenient and easy access to your own funds 24 hours a day, 7 days a week and is accepted worldwide. It can also be used overseas or for phone and online purchases.



Visa Credit Card

Horizon's VISA Credit Card can be used for everyday purchases online or over the phone and is accepted internationally. Cash advances at ATMs are also available1

4.99% p.a.  
Special interest rate

12.95% p.a.  
Normal Credit Card interest rate


Online shopping secured with Visa

Protecting you is our top priority. One way we do this is by preventing the unauthorized use of your card. During a purchase from desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure it’s you that’s making the transaction. It better protects you from fraud.

As a Visa cardholder, your transactions are secured with Visa. Visa recently enhanced its security for online purchases making the experience more seamless and easy while protecting you from fraud. If you are a Horizon Bank Visa cardholder, learn more here.

Product Features:

Credit Card
Special interest rate : 4.99% pa
Interest rate : 12.95% pa
Minimum Amount : $500
Loan period : Ongoing
Repayments : Weekly, fortnightly or monthly
Interest : Calculated daily, charged monthly
Variable and lump sum repayments : Yes
Top up facility : Yes
Establishment fee : $0
Administration fee : $0
Early repayment fee : $0

You may request us to reduce the limit of your Visa Card or cancel your Visa Card or cancel an additional cardholder's Visa card at any time by contacting your branch or clicking on the Contact Us button. Please advise us of your current limit, your requested limit, contact and member details.

Why choose us?

Our purpose is to provide personalised banking services to our members. Our Values are ...

It's all about you

Our members are our reason for being, everything we do, we do for them.

A trusted partner

We will earn our members' trust everyday by acting honestly, ethically and in their best interests.

People for people

In a world of technological innovation, we understand the value of people.

Committed custodian

We will embrace our responsibilities by developing our staff, supporting our communities and respecting the environment.

Important Information:

* Terms & conditions, credit criteria apply available on request.
** The special rate is available for 5 months from the date of the approved application. The rate applies to all purchases & balance transfers conducted within that period. Terms & conditions, fees & charges apply and are available on request. Normal credit criteria apply. At the end of the 5 month period the rate will revert to the everyday credit card rate.
If you obtain a cash advance from using an ATM (Automatic Teller Machine) you will incur interest from the date the transaction is posted to your account until the date the transaction is paid in full.