Refinance with Horizon

Why Refinance?

Whether you've renovated, been paying off your home loan for some time or simply had your land or property value increase, you may have built up equity. Equity is the difference between your current property value and your remaining debt.

If your home has a loan-to-value ratio (LVR) of less than 70% you may be eligible for a reduced variable rate. LVR is determined by dividing the loan amount by the value of the property, expressed as a percentage. For example, if you purchased your home at a cost of $500,000 but it is now valued at $750,000, your LVR is 66%.

What are some of the benefits of refinancing your home loan with Horizon?

• We guide you through every step of the process with expertise and understanding
• Be rewarded with a competitive interest rate due to your increased equity
• No monthly fees
• Free redraw facility
• More flexibility and options for weekly, fortnightly, or monthly repayments
• Option for offset account
• Make extra repayments towards your loan with no penalty
• Become part of a customer-owned bank - where everything we do, we do with you in mind

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