SMSF trustees, get ready to maximise your retirement savings!

What is a Self-Managed Super Fund (SMSF)?

  • A self-managed super fund is a private superannuation fund you manage rather than relying on a professional fund manager.
  • As an SMSF trustee, you have more control over your investments and can customise your portfolio to suit your specific needs and risk tolerance.
  • However, with greater control comes increased responsibility, including compliance with regulatory requirements and ongoing administration.

Why Choose Horizon Bank's SMSF Saver?

The SMSF Saver account from Horizon Bank is designed to meet the unique needs of self-managed super funds. It offers a range of features and benefits that make it an ideal choice for savvy SMSF trustees looking to optimise their retirement savings.

  • Competitive Interest Rates:
    • Horizon Bank's SMSF Saver offers competitive interest rates to help your retirement savings grow.
    • Earning a higher return on your cash holdings can maximise your wealth accumulation and achieve your long-term financial goals.
  • Flexibility:
    • The SMSF Saver provides flexibility in how you manage your funds.
    • With no minimum balance requirement and no fixed term, you can access your money when you need it without penalty.
    • This flexibility allows you to adapt your investment strategy as your needs and circumstances change.
  • Easy Access:
    • Managing your SMSF Saver account is simple with Horizon Bank's online banking platform.
    • You can easily view your account balance, transfer funds, and access statements from the comfort of your home or office, giving you more control over your investments and financial planning.
  • Security:
    • As a member-owned bank, Horizon Bank prioritises the security of its customer's funds.
    • By choosing the SMSF Saver, you can have peace of mind knowing that your retirement savings are securely held with an established financial institution.
  • All about You:
    • As a customer-owned financial institution, Horizon Bank prides itself on providing personalised service to its customers.
    • As an SMSF Saver account holder, you'll have access to dedicated support from a team of experienced banking professionals who understand the unique needs of self-managed super funds.

Maximising Your Retirement Savings with SMSF Saver

Consider implementing the following strategies to maximise your SMSF Saver account and optimise your retirement savings.

  • Regular Contributions:
    • Regularly contributing to your SMSF Saver account can help grow your retirement savings.
    • By consistently adding funds to your account, you can use compound interest and accelerate your wealth accumulation.

  • Diversification:
    • Diversifying your SMSF investments can reduce risk and improve returns.
    • By holding a portion of your portfolio in cash through the SMSF Saver account, you can create a balanced investment strategy that aligns with your risk tolerance and financial goals.

  • Monitor Performance:
    • Regularly monitoring the performance of your SMSF Saver account and other investments can help ensure you stay on track to achieve your retirement objectives.
    • By reviewing your account statements and discussing your investment strategy with a financial advisor, you can make informed decisions and adjust your approach as needed.
  • Review Fees and Charges:
    • It's essential to review the fees and charges associated with your SMSF Saver account and other investments regularly.
    • By minimising costs, you can maximise your returns and ensure more of your money is working towards your retirement goals.

Secure Your Financial Future with Horizon Bank's SMSF Saver

  • Choosing the right savings strategy is crucial for self-managed super fund trustees looking to maximise their retirement savings.
  • With its competitive interest rates, flexibility, and personalised service, Horizon Bank's SMSF Saver is an excellent option for those seeking a secure and effective solution for their cash holdings.
  • By taking advantage of the features and benefits offered by the SMSF Saver, you can optimise your investment strategy and secure your financial future.
  • Start growing your retirement savings today with Horizon Bank's SMSF Saver and take control of your financial destiny. As always, we are here to help and have branches across the Illawarra, Shoalhaven, Eurobodalla and Sapphire Coast. Contact us if we can be of any assistance.

Horizon Bank has a branch network spanning the NSW South Coast and Illawarra. Horizon Bank branch locations: Albion Park, Bega, Bermagui, Berry, Merimbula, Moruya, Nowra, Thirroul, Ulladulla & Wollongong.

Note: A Product Disclosure Statement (PDS) is available from any Horizon branch or our website. You should consider the relevant PDS in deciding whether to buy or hold the products.